Father lifting his daughter Protec Art

Not just simple. Not just digital. Just... smarter.

A NEW CHAPTER IN GENERAL INSURANCE BEGINS SOON

Insurance that starts with you.
Not policies.
Not templates.
Not legacy thinking.

Customer-first.
Smarter by design.

Stay Tuned Join Our Journey →
ProTec has received its Certificate of Registration from IRDAI. We look forward to serving you soon

OUR PROMISE

Customer First
Smarter Insurance
AI-Powered
Trust

Customer
First

Everything begins with understanding real lives, not assumptions.

Customer First - Family with agent

Smarter
Insurance

Policies designed around your life, not the other way around.

Smarter Insurance

AI-Powered

Technology that works quietly in the background, always for you.

AI Powered

Trust

Built on transparency, accountability and a promise we keep.

Trust

DESIGNED
TO FEEL DIFFERENT.
INSURANCE THAT
WORKS FOR YOU.

Products

Products

designed for the way you live

Service

Service

handled with care, not call scripts

Claims

Claims

that moves at the speed of now

Abstract wavy background

Start with the customer.
End with smarter protection.

You don't need more insurance. You need better insurance.

About Us

LED BY
EXPERTS.
BUILT BY
INNOVATORS.

ProTec is led by seasoned insurance leader Mr. Aditya Sharma, Co-founder and Managing Director & CEO.* A Fellow of the Insurance Institute of India (FIII), he brings over 25 years of experience in scaling businesses, building high-performing teams, and driving growth across distribution, risk and operations.

Under his leadership, ProTec has brought together a team of accomplished insurance professionals, distribution leaders and technology experts, united by a shared purpose : making insurance simpler, smarter and more customer-centric.

*subject to regulatory approvals

BACKED BY
A LEGACY
OF TRUST

ProTec is promoted by the M. Pallonji Group, a diversified business conglomerate with over 95 years of operating history and interests spanning financial services, insurance, logistics, shipping, industrial services, and automotive businesses.

ProTec is co-promoted by Mr. Divya Sehgal, an IIT Delhi and IIM Bangalore alumnus and a seasoned investor with deep expertise in building and scaling financial services businesses, and Mr. Namit Agarwal, an IIT Kanpur and IIM Calcutta alumnus, a successful HealthTech entrepreneur with multiple successful exits and a proven track record of scaling businesses, alongside other marquee investors.

BUILDING
INSURANCE
AROUND
PEOPLE

For too long, insurance has been built around products rather than people. Policies become more complex, forms get longer, and customers are left to navigate the fine print. ProTec starts with the customer.

We are building smarter insurance solutions for the way Indians live, work, and manage risk today. Combining deep insurance expertise with AI and digital technology, we make insurance simpler, faster, more transparent, and easier to understand.

BUILD  WHAT
INSURANCE SHOULD
HAVE  BEEN

Partner with Us
Careers

Partner with us

We're crafting an ecosystem to redefine protection reach across India. If you're passionate about building distribution and creating extraordinary customer experiences, we'd love to build with you.

First-Mover Edge

Shape the ecosystem before it's saturated.

Built Together

We co-design distribution models, not just hand over a product catalogue.

Smarter Tools

AI enabled platform & processes

Work on what actually matters.

If you're curious, driven, and ready to challenge how things have always been done — you'll feel at home here.

Day-one ownership

Real problems, real decisions, from your first week.

Build, don't inherit

Processes and culture are being written for the first time, by you.

Grow with the company

Early joiners shape direction. Your roles will outlast any job description.

Intelligence over hierarchy

The best idea wins, regardless of title.